Businesses that close down for any period due to a pandemic, such as COVID-19, must take careful considerations when choosing to resume operations. The first concerns employers must address are local, state, and federal orders for business closures, quarantines, and social distancing. These rules must be adhered to, and you should only reopen your business [...]
For Oregon, here are additional resources for businesses looking at the SBA disaster loan program. To apply for the loan, and for information on the loan, go to the SBA website linked here.
ICAT is actively monitoring the information available with respect to the Coronavirus, and we are committed to providing timely information. With new information regarding the pandemic arriving frequently, we expect the crisis to continue to progress in the coming weeks. As the Coronavirus outbreak continues to develop around the world, it understandably raises questions and concerns for insureds who are facing likely interruption to their business and economic impacts due to the virus.
The COVID-19 coronavirus pandemic sweeping the globe right now will change the way we think about insurance and life forever. We have to let that sink in for a minute as we unravel what our world looks like today and in the future. Unprecedented events like COVID-19 & other life altering events like 9/11, have a cause and effect ripple within our industry that is felt for generations.
This situation is truly unprecedented and everyone, including Insurance Companies are looking at this situation and how to best proceed. I know that this time can seem scary, uncertain and stressful, especially for those of you that rely on the public to operate your business or rely on rental income from an investment property.
One of the worst months for storms to cause heavy wind damage is in the month of June? June is part of tornado and hurricane season. Tornadoes have become worse over the years, and are caused by sudden clashes of warm and cold air. Even if a tornado doesn't touch down, the conditions cause fast moving winds that can lead to major storm damage for commercial and residential property owners.
What you need to know about rideshare and making extra money on the side. With the evolution of companies like Uber and Lyft, ridesharing has become an increasingly popular way for people to get around town. And drivers can make an extra buck on their own terms. Since rideshare started to take off in 2009, there have been a lot of myths and misunderstandings out there.
Myth 1: All water losses to my home are covered. If a pipe bursts in your kitchen or rain comes in through a wind-damaged roof, you are covered. Unfortunately for Oregonians, most policies exclude damage for: Flood (including surface water, waves, tidal water, overflow of a body of water, or spray from any of these).
Losing your home or experiencing damage after a fire can be challenging and stressful. Culley Insurance Group is here to help you understand your insurance coverage and navigate the claims process. If you have any questions or need help with a problem regarding your claim after a fire at your home, please contact us.
If you had to leave your home in an emergency, you would have only minutes to choose what stays and what goes, and your financial records may be one of the last things on your mind. This was the case during the 2018 fires in Santa Rosa, California. Some personal friends of mine received a call late at night saying they had 30 minutes to get out of their house because the fires were coming their way.