Home insurance, also known as homeowners insurance, is a policy that covers a private primary or secondary residence. Homeowners insurance also provides protection against disasters, such as fire, water, wind, smoke, hail, lightening and more. While homeowners insurance covers many types of disasters, it does not cover losses from Flood or Earthquake. These are separate types of policies, which may be advantageous, depending on where you live.
Typically, homeowners insurance policies are “package” polices. This means the policy not only covers damage to your property but also your liability, (or legal responsibility) for injuries or property damage to others caused by you or your family, including pets.
Our concierge insurance agents will take the time to explain your options and tailor a homeowners policy suited just for you. We can also assist you with rental properties if you own a home, but use it as a long term or short term rental.