Since you are a current client, we already have most of the necessary information to provide you with a new quote. If your mailing address will be different than what we have on file, please let us know. This form should only take about 5 minutes to complete. Don't worry if you don't have everything. You can always click the "Save and continue later" button below. We'll email you a private link to pick up where you left off.
This should not include the garage or basement
If you don't know when your roof was last updated, just enter Unsure.
Flat: A horizontal or nearly horizontal roof.
GABLE: A ridged roof forming a triangle at each end of the building.
HIP: A roof that slopes on all sides; there are no vertical sides.
If you don't know when your plumbing was last updated, just enter Unsure.
If you don't know when your electrical system was last updated, just enter Unsure.
If you don't know when your exterior paint was last updated, just enter Unsure.
Some common types of manufacturers include:
We need this information to determine how much it would cost to rebuild this property in the event of a loss.
SLAB ON GROUND A substructure that is constructed on-site and built flush on a concrete slab.
BASEMENT A basement is an excavated area below the ground floor, typically at least 8 feet in depth, which includes the walls, a slab floor, and a stairway from the ground floor. The total percentage of the first floor of the residence that has basement below.
OPEN FOUNDATION A raised substructure not structurally attached to the foundation; sometimes enclosed with lattice.
CRAWL SPACE An excavated or unexcavated foundation area below a residence, less than 5 feet in depth, that is generally used for access to plumbing and heating equipment.
POSTS & PIERS A substructure generally rectangular in cross section, supporting the base of the dwelling.
Built In Garage
A full bath includes a shower, tub, sink, and toilet.
A half bath includes just a sink and toilet.
BUILDER GRADE: Standard construction with no upgrades in cabinets, counters, fixtures and floors.
CUSTOM GRADE: Upgrades such as real wood cabinets, solid counters (granite, quartz, etc.), higher end fixtures and high end floors.
DESIGNER GRADE: Custom made cabinets, brand name counters, fixtures and floors.
SEMI CUSTOM: Upgrades such as laminated floors, nicer cabinets, nice counters (concrete, etc.).
On insurance documents, this is called Coverage C - Personal Property. This is the total value of your personal property inside your unit, excluding appliances. Items such as furniture, electronics, housewares, kitchenware, clothes, toys, art, etc.
Simply make your best estimate as to the total value of all your belongings. We can assist you with this total when we review your quote with you.
Loss of use is used to provide for living expenses or lost rental income if your unit becomes uninhabitable. Typically covered items include temporary hotel or apartment, moving expenses, laundry expenses, and excess of normal grocery or restaurant bills. If you rent your unit, Loss of Use provides for loss of rental income usually totaling a 12 month period.
Example: If you rent your unit for $4000/mo., your total Loss of Use would be $48,000. (4000 x 12 = 48,000)
Central Station Fire and/or Burglar Alarm: These types of systems report to the local police or fire station, and is monitored by a third party alarm company.
Most homeowners policies have limitations on the following types of personal property. You have the option to schedule (or add) these special items to your policy for higher coverage.
Examples of these types of items include: jewelry, furs, art, collectibles, cameras, computers, golfing equipment, guns, antiques, silverware, bicycles, coins, musical instruments.
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