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Get a Home Insurance Quote

Home/Get a Home Insurance Quote

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Step 1 of 11 - Start

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Thank you for your interest in receiving a homeowners quote. This form should only take about 7-10 minutes to complete. Don't worry if you don't have everything. You can always click the "Save and continue later" button below. We'll email you a private link to pick up where you left off.

MM slash DD slash YYYY
Name*

This should be the person with the best credit score.

Can we text you?*
Date of Birth*

Personal Information

Spouse / Partner's Name*
Spouse / Partner's Date of Birth*

Property Information

Property Address?*
Mailing Address*
Is the property titled in a name other than your personal name(s)?*
(i.e. Trust, LLC, Corporation, etc.)
Do you have a mortgage on this property*
Who is responsible to pay for the homeowners insurance?*
Would you like to enter your mortgagee information now?*
You can upload a copy of your current policy later if you don't want to enter your mortgagee information now.

Some common types of manufacturers include:

  • Champion Enterprises
  • Fleetwood Enterprises
  • Clayton Homes
  • Oakwood
  • Cavalier Homes
  • Skyline Corporation
  • Marlette
  • Palm Harbor Homes
  • Fairmont Homes
  • Horton Homes
  • Patriot Homes
Do you have a property manager?*

Do you have a property manager or somebody who checks on the property occasionally while you are not there?

Property Information

Is there an Ohana on the property?*
Ohana is*

Flat: A horizontal or nearly horizontal roof.

GABLE: A ridged roof forming a triangle at each end of the building.

HIP: A roof that slopes on all sides; there are no vertical sides.

Does the roof have any solar panels?*
Do you know when the roof, plumbing, electrical, or exterior paint was updated?*

If your home is older than 30 years we will need this information in order to provide an accurate quote since most companies require this.

If you don't know when your roof was last updated, just enter Unsure.

If you don't know when your plumbing was last updated, just enter Unsure.

If you don't know when your electrical system was last updated, just enter Unsure.

If you don't know when your exterior paint was last updated, just enter Unsure.

Replacement Cost

We need this information to determine how much it would cost to rebuild this property in the event of a loss.

SLAB ON GROUND A substructure that is constructed on-site and built flush on a concrete slab.

BASEMENT A basement is an excavated area below the ground floor, typically at least 8 feet in depth, which includes the walls, a slab floor, and a stairway from the ground floor. The total percentage of the first floor of the residence that has basement below.

OPEN FOUNDATION A raised substructure not structurally attached to the foundation; sometimes enclosed with lattice.

CRAWL SPACE An excavated or unexcavated foundation area below a residence, less than 5 feet in depth, that is generally used for access to plumbing and heating equipment.

POSTS & PIERS A substructure generally rectangular in cross section, supporting the base of the dwelling.

This should not include the garage or basement

Basement?*

Attached Garage

Built In Garage

Carport

A full bath includes a shower, tub, sink, and toilet.

A half bath includes just a sink and toilet.

BUILDER GRADE: Standard construction with no upgrades in cabinets, counters, fixtures and floors.

CUSTOM GRADE: Upgrades such as real wood cabinets, solid counters (granite, quartz, etc.), higher end fixtures and high end floors.

DESIGNER GRADE: Custom made cabinets, brand name counters, fixtures and floors.

SEMI CUSTOM: Upgrades such as laminated floors, nicer cabinets, nice counters (concrete, etc.).

BUILDER GRADE: Standard construction with no upgrades in cabinets, counters, fixtures and floors.

CUSTOM GRADE: Upgrades such as real wood cabinets, solid counters (granite, quartz, etc.), higher end fixtures and high end floors.

DESIGNER GRADE: Custom made cabinets, brand name counters, fixtures and floors.

SEMI CUSTOM: Upgrades such as laminated floors, nicer cabinets, nice counters (concrete, etc.).

Fireplace Types*

Upload Current Policy

To better assist us in comparing your current coverage to our proposal, please upload a copy of your current homeowners policy.

Would you like to upload a copy of your current homeowners policy?*
Why we need this: We represent many different carriers and we don't want to quote your insurance with the same carrier.
You may upload up to 10 policy documents. Only .pdf file types accepted.
Drop files here or
Accepted file types: pdf, Max. file size: 6 MB, Max. files: 10.

    Claims and Rating Information

    Note: Most carriers minimum dwelling coverage is $30,000.

    Your dwelling coverage amount may vary depending on your condo association's bylaws. You may want to check with your association to see what their requirements are, and if the association insures for anything inside your unit.

    Typically, the association will pay to restore the unit to its original construction, if the damage is caused due to a loss listed on your association's bylaws.  If the unit has undergone any upgrades, (i.e. floors, countertops, sinks, baths, cabinets, fixtures, appliances, etc.) from its original construction, your HO6 policy provides coverage for the increased replacement value of these items.  If the damage caused is not due to a loss listed with your association, your HO6 policy provides the coverage if the damage is a covered loss on your policy.

    On insurance documents, this is called Coverage C - Personal Property. This is the total value of your personal property inside your unit, excluding appliances.  Items such as furniture, electronics, housewares, kitchenware, clothes, toys, art, etc.

    Simply make your best estimate as to the total value of all your belongings. We can assist you with this total when we review your quote with you.

    Loss of use is used to provide for living expenses or lost rental income if your unit becomes uninhabitable. Typically covered items include temporary hotel or apartment, moving expenses, laundry expenses, and excess of normal grocery or restaurant bills. If you rent your unit, Loss of Use provides for loss of rental income usually totaling a 12 month period.

    Example: If you rent your unit for $4000/mo., your total Loss of Use would be $48,000. (4000 x 12 = 48,000)

    Have you had any insurance lapse (30 days or more), cancel, or non-renew in the last 3 years?*

    Optional Discounts

    The following discounts are available. Please check all that apply.

    Central Station Fire and/or Burglar Alarm: These types of systems report to the local police or fire station, and is monitored by a third party alarm company.

    More Property Info

    Great job! Keep going.

    Do you have any pets?*
    Does this property have a pool?*
    Is the property situated on less than 5 acres?*
    Is there a trampoline on the property?*
    Do you conduct business out of your home?*

    Scheduled Items

    Most homeowners policies have limitations on the following types of personal property. You have the option to schedule (or add) these special items to your policy for higher coverage.

    Examples of these types of items include: jewelry, furs, art, collectibles, cameras, computers, golfing equipment, guns, antiques, silverware, bicycles, coins, musical instruments.

    Do you have any items you would like to schedule?*

    Last Step

    You're almost done!

    Would you like to receive an auto quote as well to maximize your savings?*

    You will be directed automatically to our auto quote form once you are finished with your home quote request, after clicking the Submit button.

    Hidden
    Consent*
    Like most insurance agencies, Culley Insurance Group uses information from you and other sources, such as your driving and claims histories, insurance score, and other factors to calculate an accurate rate for your insurance. New or updated information may be used to calculate your renewal premium.
    All the above information is accurate and true to the best of my knowledge.*
    Would you like to create a user account to manage your submissions?*
    Create a Password*
    This field is for validation purposes and should be left unchanged.

    Get A Quote

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    • Flood Insurance
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    • Business Auto Insurance
    • Commercial Umbrella
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    • Maui, Hawaii
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    Culley Insurance GroupHawaii Mailing Address: PO Box 1827, Kihei HI, 96753 • (808) 419-7099
    Culley Insurance GroupOregon Mailing Address: PO Box 7258, Bend OR, 97708 • (541) 550-7075
    Fax: 808-879-2370
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