Professional Liability

Professional liability insurance, commonly known as errors & omissions (E&O), is a type of insurance designed to protect professional services and advice based businesses.  Professional liability protects the insured from the cost of legal fees when defending against a negligence claim made by a client.

Typically claims covered by professional liability insurance include:

  • Negligence
  • Misrepresentation
  • Violation of good faith & fair dealing
  • Inaccurate advise

In some states professional liability is required for certain services, especially for Lawyers and Doctors and Insurance Agents.  The amount of professional liability insurance you will need, and how much it costs, depends on the size of your business and level of risk it poses.

Some of the most common professions that carry a professional liability policy include Accountants, Architects, Engineers, Software Developers, Graphic Designers, Insurance Professionals, Investment Advisors, Real Estate Agents & Brokers, Property Managers and Information Technology (IT) Consultants.

Our concierge insurance agents will take the time to explain your options and tailor a professional liability insurance policy suited just for you.

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