Workers compensation insurance is a type of insurance that provides wage replacement and medical benefits to employees injured while working. These benefits are provided to the employee in exchange for relinquishment of the employee’s right to sue their employer for negligence.
Workers receive benefits regardless of who is at fault. If an employee is killed while working, workers compensation insurance will provide death benefits for the workers dependents.
States control the programs and decisions made in their jurisdiction, and no two states are exactly alike in laws or regulations. So its important to talk with a knowledgeable insurance professional to help your business navigate state regulations successfully.
Our concierge insurance agents will take the time to explain your options and tailor a workers compensation insurance policy suited just for you. Ensuring the protection of your assets.